New Releases by Rachel Cruze

New Release from Rachel Cruze, Author of Children''s Bestseller I''m Glad for What I Have What happens when you keep what you have to yourself? All around the world, there are little animals who think that playing with their toys all by themselves will make them happy-but will it really? Journey along with them as they discover the secret to finding and spreading real joy. Here are some customer reviews of Rachel''s previous children''s books: "I loved the thick pages and beautiful illustrations." -- Jeanie S. "Really loved the thick pages!" -- Nick "Great kids book, pages are really thick and durable!" -- Vivian

New Release from Rachel Cruze, New York Times and Children''s Bestselling Author of "I''m Glad for What I Have" All around the world, there are little animals who are convinced that moving to a new, exciting place will make them happy -- but will it really? Rachel Cruze''s beloved cast of characters is back in a brand-new story that will capture the imagination and spark conversations about gladness, gratefulness, and the gift of home. As your child follows the animals through their adventures in the ocean, forest, and the African plain, they''ll see how each one has been uniquely created by God with everything they need to flourish right where He has placed them. Rachel''s gift for storytelling, and the vibrant illustrations that bring it all to life, will make this book a favorite of both children and parents alike.

I''m Glad for What I Have What gift is greater than all the new toys in the world? All around the world, there are little animals who are sure that new toys will make them happy--but will they really? Journey along with them as they discover the only gift that never breaks, wears out, or gets lost. --Rachel Cruze

What do you want for the new year? Maybe your vision of 2024 is to. . . Have more family time Level up in your career Meal prep like a pro Exceed your money goals Accomplish it all with the 2024 Ramsey Goal Planner. Dream big, then create and track your goals throughout the year. The new planner has features that help you stay focused on what''s important to you. Plus, you''ll have built-in time for personal growth and reflection. Because with a little self-care and smart planning, your dreams can become a reality. What You''ll Get: Monthly Teachings: Ramsey Personalities Rachel Cruze, Dr. John Delony, and Jade Warshaw will come alongside you to challenge and encourage you spiritually, relationally, and financially. Goal Check-Ins: Throughout the year, you''ll have opportunities to reflect on your goals and what you''ve been learning. At each check-in, you''ll respond to journal prompts and questions that help you track your accomplishments and where you''re going next. Calendars: The monthly and weekly calendars will help you plan your schedule, manage your time, and knock out your to-do lists! And much, much more.. Planner Features: *NEW* A smaller, more portable design (8x10) *NEW* Stickers for goal deadlines, celebration dates, monthly budgeting, and more. *NEW* Made with even higher quality paper so that markers and pens don''t bleed through pages. *NEW* Monthly teachings with reflection questions led by Rachel Cruze, John Delony, and Jade Warshaw. *NEW* Special sections include a vision board with plenty of space to dream up your goals and hope for the year. S.M.A.R.T. goal setting and the Ramsey way for Time Management A folder to catch all your receipts and grocery lists. A space for notes each month. Two savings trackers to help anyone get after their savings goals. End-of-year recap to capture highlights of 2024 and dream for 2025. This is so much more than just a planner! This is your space to get inspired and encouraged so you can focus on the most important areas of your life.

2023 is your year. Goal setting can feel intimidating, but it doesn''t have to be! Ramsey Personalities Rachel Cruze, Dr. John Delony and George Kamel are teaming up to be your guides in the new 2023 Ramsey Goal Planner. They''ll help you work on your goals in three important areas of your life: financial, relational and spiritual. You''ll learn the five essential guidelines for goal setting so you can determine your goals in each of the three areas and create clear statements that define them. As you start applying these guidelines to each of your goals, you''ll be amazed at how attainable they really are. Putting your plans on paper is the first step to achieving your goals--that''s why we created the 2023 Ramsey Goal Planner. We''ve included new life-changing content and spacious weekly and monthly calendar layouts in an all-new design. Plus, its slimmed-down size makes it easy to take on the go. See what''s new: * Sizing: Take your planner anywhere with its new slimmed-down size. * The Five Essential Guidelines for Goal Setting: Learn the Ramsey way of setting attainable goals and achieving them! * Monthly Teachings: Rachel, John and George will guide you as you work on your goals in three important areas of your life: financial, relational and spiritual. * Monthly Calendar Views: This January 2023 to December 2023 planner includes plenty of space to write out all of your to-dos and plans for each month. * Weekly Calendar Views: With the weekly calendars, you can plan out each day, create to-do lists, and take note of what you''re grateful for. * Note Pages: Enjoy having extra note-taking pages each month to use for grocery lists, meal planning or simple journaling. * Goal Check-In: In April, August and December, you''ll have space to check in on your goals and journal about them so you can make sure you''re staying on track. * Folder: The planner also includes a durable folder with two pockets. * Bookmark: Easily find your place throughout the year with the planner''s removable and durable bookmark. This is so much more than just a planner! This is your space to get inspired and encouraged so you can focus on the most important areas of your life.

This is not just another money book. Personal finance expert Rachel Cruze brings an all-new approach to the traditional money rules, and it all starts with your mindset. Go beyond the Ramsey Baby Steps and get to the root of all of your decisions - your mind, your behaviors, and your beliefs - so you can change your money mindset for good. You may already know how to make the right money decisions, but you probably still find yourself slipping into impulse purchases, dipping into savings, disagreeing on your budget with your spouse, and wondering "Why did I do that?!" If so, this book is for you. Rachel Cruze explains the psychology, strengths, and challenges that come with each of her brand-new Seven Money Tendencies: Saver or Spender Nerd or Free Spirit Experiences or Things Quality or Quantity Safety or Status Abundance or Scarcity Planned Giving or Spontaneous Giving Along with discovering where you land on the scale of Seven Money Tendencies, this book also introduces new ways to understand how your parents, your fears, and your beliefs impact your money mindset.

★紐約時報暢銷作家．獨創健康理財實踐法★ 債務和財富都是金錢，你想要哪一個？ 理財先理心！比起免費明牌，先探索自己和錢的關係 ─財經節目主持人、暢銷書作家夏韻芬 專業推薦 閱讀人社群主編鄭俊德｜好好理財主編Marra｜ 理財館長｜30節約男子｜財經作家Mr.Market市場先生 同感推薦 我們每個人都有「兩種人生」， 現在過的人生和沒有實現的人生。 無論哪一種人生，我們都希望永遠不必擔心錢…… 你會不會只要一談到錢，就難以啟齒？或者滔滔不絕？ 只要一談到錢，你感覺遭到背叛？或提心吊膽害怕衝突？ 錢是實現夢想的子彈，但沒有錢等於沒有夢想？ 背了一身債，你有機會翻身嗎？ 我們總是希望自己能夠記取教訓，卻經常在相同的錯誤上跌倒？ 不論是在關係上，還是理財投資上，最大的癥結在於我們不了解自己。 我們是屬於存錢型？還是自由奔放月光族？富足心態？匱乏心態？ 如果能夠清楚了解自己對錢的安全感來自哪裡，那麼我們就能夠擁有自信、支配金錢，建立正確的金錢觀。 現在就踏出第一步：自我探索！ 作者詳細解說四個象限的理財心理層，深度分析七種主要的理財習性， 重新定位自己的金錢觀與行為模式，幫助你與你的家庭建立健康理財之路。 透過這本書，你會發現所謂的「金錢數字」並不是我們人生問題所在，我們真正要突破的是鏡子裡的那個人，也就是我們自己。 智慧地支配金錢，讓它為你帶來源源不絕的人生禮物。 恐懼如何操控我們的理財模式： 從恐懼金錢的心理，引領我們瞭解自己的黑洞 害怕擁有的不夠多──「我安全嗎？」 害怕無法實現夢想──「我的人生有意義和目的嗎？」 害怕沒有能力、受到外力牽制──「我能相信自己嗎？」 害怕過去的錯誤──「我能得到原諒嗎？」 害怕重蹈父母的覆轍──「我是個失敗的人嗎？」 【國內好評推薦】 這是一本容易進入金錢世界，並且探索自己跟金錢的關係（消費、借貸、夢想、奉獻、退休）的具體實踐方法。 ──財經節目主持人、暢銷書作家夏韻芬 從帶你重新認識自己開始，理解內心恐懼的源頭，使我們對於金錢使用有正確的掌握，不至於荒唐揮霍，也不會過度吝嗇小氣。 ──閱讀人社群主編鄭俊德 更精確地分析自我與金錢的關係，並透過可行的方法，讓每一分錢成為協助我們達成夢想的摯友。 ──好好理財主編Marra 改變始於自我覺察，要能跳出金錢的恐懼迴圈，應該深入了解自我動機後，才會知道該如何修正。 ──理財館長 陷入金錢恐懼、危機時，可以試著瞭解這樣的源頭是否源自於金錢觀念的建構不夠紮實，抑或是回溯至家庭帶給你什麼樣的想法。 ──30節約男子 如果你曾經尋找過許多方法與技巧，但財務狀況依然沒有改善，也許這本書能讓你對自己的財務心理有更精確的認識。 ──財經作家Mr.Market市場先生 【國外好評推薦】 瑞秋精湛地追究探索我們為何做出這樣的理財決策（和錯誤）。這本書是自我探索的必需品。 ——研究人員、《紐約時報》暢銷書作家暨「優勢革命」創始人馬克斯．巴金漢 我常說，想瞭解一個人就看看他們的支票簿和行事曆。我們如何花時間和金錢，大大反映了真正的我們。瑞秋深入探索，揭開這個謎。 ——《紐約時報》暢銷書作家亨利．克勞德博士 我們到頭來都會面臨管理財務的責任！這是人生中重要且無可避免的一部份。瑞秋．克魯茲深入探索我們與金錢互動方式背後的原因。她說明瞭解自己的重要性，你才能真正朝著目標邁進。 ——演員暨《紐約時報》暢銷書作家肯蒂絲．卡麥蓉．布雷 如果你想在某方面做得更好，就與更好的人為伍。這就是這本書的主旨！身邊更好的人也會為你著想。我小時候很窮，沒有錢，也沒有人教我理財。當時這本書很適合我。老實說，現在也是。開始讀，學得聰明點，做出更好的決定，過得更好。就這樣！ ——《紐約時報》暢銷書作家暨全國性電台主持人鲍比．博恩斯 當你瞭解你理財決定背後的原因，就能真正朝著你的目標邁進。這本書不僅會改變你的理財習慣，也會改善你的人際關係和你的人生！ ——公益團體「A21運動」發起人克莉絲汀．凱恩 瑞秋．克魯茲懂得如何簡化複雜的想法。《和你的錢對話》揭開不幸的財務決定、生活決策背後的動機和心態，然後為持久的改變提供明確計畫。任何對抗財務問題、身份認同問題的人，一定要看這本書。 ——作家、播客、電影製片暨演說家者約書亞．菲爾茲．密爾本與萊恩．尼克迪穆 如果你準備深入思考自己花錢方式背後的原因，尋找向前邁進的實用幫助，這本書就是為你而寫！你一定喜歡！ ——《放掉頭腦吧！你就是你的念頭—跳出惡念，奪回你每一個念頭！》作者暨「意福：聚會」的創始人珍妮．艾倫 這可能是你讀過關於個人理財最有幫助的書！瑞秋將以你想都想不到的方式幫助你瞭解你自己和你的錢。 ——《為自己，再勇敢一次：一日一練習，100天揮別恐懼感，喚醒全新的自己》作者暨「聽起來很有趣」播客主持人安妮．唐絲 想要創造、活出鍾愛人生的人，這本書可以扭轉乾坤！瑞秋引領我們走上自我探索的道路，瞭解我們理財方式的原因，瞭解這層體悟又能如何加深我們與他人的關係。 ——記者、作家和播客寶拉．法里斯 這本書讓你清楚瞭解你的金錢觀，還指點一條改變理財習慣的實用途徑。務必讀一讀！ ——《婚前抗逆秘笈》作者帕羅特夫婦 書名說明了一切！瞭解你是誰，瞭解你的個性，是徹底改變財務習慣的重要第一步。本書實用易懂，帶你踏上自我探索的旅程，讓你看到你的過去如何影響你現在的金錢觀，看到你未來的夢想如何影響財務狀況。這本書會改變你的人生，怎麼大推都不夠。 ——《九型人格的成長練習：成為自己，從看見上帝眼中的你開始》作者伊恩．摩根．庫恩 《和你的錢對話》探索動機和金錢。作者嫻熟地帶領讀者看到有關金錢的情感動機，並且從瞭解中受益。這是一本好書，是精心寫給讀者的禮物──詼諧、深刻、實用又屬靈。 ——《心靈的聲音》作者奇普．杜德博士

Journal your way to contentment in just 90 days. #1 New York Times best-selling author Rachel Cruze guides you on a 90-day journey toward contentment--one where you actually love your life and not someone else''s. Let''s be honest: We''ve all compared ourselves to others. You scroll through social media and see someone''s latest vacation and think, "Must be nice..." Just like that, you feel like your life isn''t good enough. Rachel knows the struggle is real because she''s experienced the same thing. So, she created a 90-day journal to help you stop comparing your life to others and be happier than you''ve ever been. The Contentment Journal is divided into 30-day increments: The first 30 days focus on gratitude - where you''ll recognize the blessings in your life. The next 30 days focus on humility - where you''ll think of others more and of yourself a little less. The last 30 days focus on contentment - where you''ll be happy for others and not want what they have. Study after study backs up that your relationships, health, decision-making skills, kindness, and even sleep can get better with gratitude. The Contentment Journal will help you grow and change in ways you can''t yet imagine. Through personal stories and daily writing prompts, Rachel will guide you day by day, week by week to feeling more thankful. Motivational quotes and reflection pages will encourage you to keep going! If you give Rachel 5-10 minutes a day for 90 days, she''ll help you adjust your whole outlook, so you avoid the comparisons and experience lasting contentment.

In Love Your Life, Not Theirs, Rachel Cruze shines a spotlight on the most damaging money habit we have: comparing ourselves to others. Then she unpacks seven essential money habits for living the life we really want--a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry. The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they''re trying to live a life they simply can''t afford. So why exactly do we try so hard to keep up with the Joneses? Are we really living the lives we want, or are we chasing someone else''s dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family''s finances? In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you--the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving. These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you''ve always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn''t real life, and trying to keep up with the Joneses will never get you anywhere. It''s time to live--and love--your life, not theirs. "I''ve never read a book about money that takes this approach--and that''s a good thing! Comparison has a way of weaving itself throughout all aspects of our lives, including our money. In Love Your Life, Not Theirs, Rachel Cruze outlines the seven money habits that really matter--and they have nothing to do with keeping up with the Joneses!" Candace Cameron-Bure Actress, author, and co-host of The View "Love Your Life, Not Theirs is full of the kind of practical, straightforward advice we''ve come to expect from Rachel Cruze. She offers guidance on paying down debt, smart saving, and the right way to talk to your spouse about money. These indispensable tips can help with day-to-day spending decisions and put you on a path to establishing healthy financial habits." Susan Spencer Editor-in-Chief for Woman''s Day "Cruze''s self-deprecating and honest voice is a great resource for anyone wanting to take charge of their money. With humor and approachability, she helps her readers set themselves up for success and happiness, no matter what current financial state they may be in." Kimberly Williams-Paisley New York Times best-selling author of Where the Light Gets In "In today''s world of social media, the temptation to play the comparison game is stronger than ever. Love Your Life, Not Theirs is the perfect reminder that, when it comes to money, comparison is a game you can''t win. A terrific--and much needed--read." Jean Chatzky Financial Editor, NBC TODAY and Host of HerMoney with Jean Chatzky Podcast

本书作者通过10堂课提出理财与家庭经营的方法, 不仅能让家庭受益, 也能让孩子拥有正确金钱观.

In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

This isn''t your ordinary personal finance class. Foundations in Personal Finance won''t bore you with stuffy, highbrow financial advice. Instead, it focuses on the basics of how to win with money. Along with entertaining video lessons, the concepts taught in this class will show you how to take control of your money and help you avoid huge money mistakes down the road. --from back cover of student workbook.

What if there was a personal guide that would prepare graduating seniors for their college experience? Now, there is one. Rachel Cruze is excited to introduce The Graduate s Survival Guide. No incoming college freshman should leave home without this gift, which will help prepare them for many of the dangers and unanswered questions they have about college. The Graduate s Survival Guide includes a book, presented in a fun and easy Q&A format, that will quickly become a trusted companion. Topics Include:Balancing a CheckbookCollision and Liability InsuranceCompound InterestCredit CardsDebtGivingPart-Time JobsSavingStudent Loansand Much More. The guide also includes a humorous and informative DVD about college life. In segmented tracks, Rachel Cruze, Christy Wright and Jon Acuff share helpful and hilarious tips and stories on topics like class scheduling, finances, eating out, college living, and roommates. The Graduate s Survival Guide is the gift you wish you d had when you went to college. Don t let the graduating seniors in your life leave home without it!