Best Selling Books by Patricia Beatty

THE ANNOTATED NATIONAL CREDIT CODE has an established reputation as an invaluable guide to the Code and Regulations. It is an essential reference for financial institutions, retailers, financiers and consumer advocates as well as practitioners to ensure their compliance with Code obligations. The move towards federal regulation of the industry has resulted in a single, standard, national regulation of consumer credit. This has a significant impact on any person involved in the origination, management or enforcement of consumer credit. The code also applies to those who provide credit to purchase, renovate or improve residential property for investment purposes. Among other things, the new regulatory framework will create a new licensing system, impose responsible lending requirements and extend regulation to apply to the finance broking industry. Professionals in the field must acquaint themselves with the new framework. This is the only book to focus solely on the Code. It is a practice oriented guide that provides detailed and comprehensive annotations and explanations. Practitioners will find this book invaluable in dealing with the new federal scheme and understanding the new responsibilities placed upon credit providers and the penalties for breach.

To help her poverty-stricken family, thirteen-year-old Lupita enters California as an illegal alien and starts to work while constantly on the watch for "la migra."

Amelia and her family move from England to a southern California orange grove in the 1880''s. Grades 5-7.

Living in the South Carolina hills in 1780, a young Scottish boy, whose own family is divided between Loyalist and rebel, must decide for himself which side he will follow.

Jesse, a mute, homeless, young shepherd of the Holy Land, joins a traveling circus where he is placed in charge of a performing donkey, Belshazzar. During their travels the donkey is sold, and the story tells of how they come together again in Bethlehem during the first Christmas, when the donkey played an important role in the life of the Holy Family.

After the casual adoption practices in 19th-century Texas result in three unsuccessful placements for a 13-year-old girl, she is finally forced to face the placement she has tried so hard to avoid.

Three motherless children who decide to find a new wife for their father, a banker in the boomtown mining center of Idaho, select a promising candidate whose son is an outlaw.

A young girl disguises herself as a boy to play feminine roles in the theater of Shakespearean England.

Pepper Jane is a quite outspoken 3 1/2 year old. She is used to being the "only" child. And would just as soon keep it that way. Mom has a way of , hopefully, soothing the issue...at least temporarily.

Recounts the experiences of an Irish setter as he passes from owner to owner on the campus of a California university.

During the English Civil War, Prince Rupert led the King''s cavalry, accompanied by his great white poodle, known to the Roundheads as the witch dog and Rupert''s luck.

To help her poverty-striken family, thirteen year old Lupita enters California as an illegal alien and starts to work while constantly on the watch for "la migra."

Resentful at being sent to California with his sister to avoid the dangers of the Civil War in Delaware, thirteen-year-old Will is soon entangled with Rebel plotters and Union spies in San Francisco.

A Labrador dog, separated from his owners, is taken by Indians who want him to fight other dogs. When the dog refuses, he is adopted by a boy who loves him but trouble for both the dog and the boy ensue.

In the early years of the Civil War, teenage Kansan farm boy Lije Tulley becomes a Jayhawker, an abolitionist raider freeing slaves from the neighboring state of Missouri, and then goes undercover there as a spy.

In the village of Kenekomitt (now La Push), near the northwest corner of the Olympic Peninsula, Ku-de, a Quileute Indian boy, his friend Akil, his uncle Kayad, and the old canoe maker Haba, set out to build a canoe.

A thirteen-year-old powdermonkey in the Confederate navy joins the crew of the ironclad Merrimack in a mission to break the Union blockade of Norfolk harbor.

Appalled by conditions in the uncivilized nineteenth-century silvermining town to which her husband has brought his family, Mrs. Perkins sends him to live in the town''s bachelor quarters, until, a year later, their daughter''s determination to go to high school makes reconciliation possible.

Fourteen-year-old Christopher witnesses the beheading of Charles the First and flees to Ireland where he becomes involved in the events that lead to the Roundhead Massacre of the Irish and their Cavalier defenders at Drogheda.

Story of thirteen-year-old Alan Macrae who helps Bonnie Prince Charlie invade the English soldiers.

During the Civil War, a twelve-year-old Bowery Boy from New York City joins the Union Army as a drummer, deserts during a battle in Virginia, and encounters a hostile old mountain woman.