New Releases by Elizabeth Warren

Contents: Executive Summary; Section 1: Reviving Lending to Small Businesses and Families and the Impact of the Term Asset-Backed Securities Loan (TALF) Facility; Introduction: B. Small Business Lending; C. Family Lending; D. Securitization and the TALF; E. Small Business Credit, the TALF, and Other Efforts To Expand Small Business Access to Credit by Jump-starting Secondary Markets; F. Household Lending and the TALF; G. Conclusion; Section 2: Additional Views; Section 3: Correspondence with Treasury Update; Section 4: TARP Updates Since Last Report; Section 5: Oversight Activities; Section 6: About the Congressional Oversight Panel; Appendices. Charts and tables.

Contents: Executive Summary; Section 1: Stress Testing and Shoring Up Bank Capital: A. Overview; B. The Stress Tests; C. Immediate Impact of the Stress Tests; D. A Comment on the Supervisory Process; E. Specific Limitations of the Stress Tests; F. Independent Analysis of Stress Tests; G. Next Steps; H. Issues; I. Recommendations; J. Conclusions; K. Tables; Annex to Section 1: The Supervisory Capital Assessment Program: An Appraisal; Section 2: Additional Views; Section 3: Correspondence with Treasury Update; Section 4: TARP Updates Since Last Report; Section 5: Oversight Activities; Section 6: About the Congressional Oversight Panel; Appendices. Charts and tables.

To ensure that you have the most up-to-date and complete materials for your Commercial Law class, be sure to use Comprehensive Commercial Law, 2009 Statutory Supplement. New to this edition: Brief editorial notes explaining the differences between pre-amended and post-amended versions of UCC Articles 3 and 4. Revisions to Regulations E and CC Revisions to the NACHA Rules The official comment to the amendment of sec. 1-301 in Revised Article 1

To ensure that you have the most up-to-date and complete materials for your Bankruptcy class, be sure to use Bankruptcy and Article 9, 2009 Statutory Supplement.

The ambition of the Chapter 11 system is enormous. Failing businesses can file a petition in bankruptcy, give themselves some breathing room, and take a final chance to save their businesses. Large or small, desperately sliding into collaspe or merely in serious trouble, a company can attempt to reorganzie or, if necessary, can arrange a more orderly burial. This book is about that system... This is a small book that tours a large system, guided on the one hand by the statutory structure and on the other by how the system operates in practice. This book sacrifices coverage of every possible twist in favor of a more coherent overview that exposes some of the tensions, the contradictions, and the genius that comprise Chapter 11. Whatever else may be learned from this book, I hope these pages give a sense of just how interesting the world of business failure and rebirth can be - Elizabeth Warren.

Comprehensive Commercial Law, 2007 Statutory Supplement, concisely covers the most recent statutory developments and commentary for all areas of commercial law, including some commercial law documents (both public and private) from the international sphere. The 2007 Edition includes: ;Includes Regulation E revisions, NACHA Rules, and excerpts from the new UCP 600 The Bankruptcy Act is completely up to date, including amendments from 2006 and adjustments of dollar figures to 2007 levels Current and Revised versions of UCC Article 1, and Current and Amended versions of Articles 2 and 2A clearly identified in a reader-friendly format ;An author website to support classroom instruction using this title is available at http://www.aspenlawschool.com/mww

From 1997 to 2000, the number of Amer. families filing for federal bankruptcy annually exceeded one million. Those who file are members of the middle-class (MC) -- a group that has long provided stability & vitality for the Amer. economic system. Why are unprecedented numbers of Amer. encountering such serious financial trouble? The authors analyzed court records & demographic data on thousands of bankruptcy cases, as well as debtors'' own accounts of the reasons for their bankruptcies. For many MC Amer., financial stability is fragile -- almost any setback can be disastrous. The authors view the bankruptcy process in the light of changing cultural & economic factors & consider what this may signify for the future of a large, secure, & dynamic MC.

The bestselling mother/daughter coauthors of "The Two-Income Trap" now pen an essential guide to the five simple keys to lasting financial peace.

The book about Jonathan Plummer comes out of my association with the Religious Society of Friends. This group attracted me because of their practice of silent group worship and a simple lifestyle. In this time of great national stress, the Quaker devotion to peace and their quiet service to mankind satisfies my sense that theirs is an appropriate response to the needs of our times. Jonathan Plummer was praised as one of the pioneers of the renaissance of the Society of Friends at the end of the 19th Century. He urged people to act on their faith, a venerated Quaker principle. He brought together seven Yearly Meetings from Illinois to New York and Philadelphia to devise ways to carry out Quaker testimonies. These included urging peaceful relations among men, giving aid and strength to those in prison, and helping working women, children and those needing education. The long-established Quaker opposition to the death penalty for convicted criminals was also on the agenda of the organization he founded, the Friends'' Union for Philanthropic Labor. The Union evolved into the Friends General Conference whose work continues today. Jonathan Plummer is an example of 19th Century Quaker devotion and service to his fellow man at a time of great social change in America.

Comprehensive Commercial Law, 2006 Statutory Supplement covers the most recent statutory developments in all fundamental areas of commercial law. Features of this Supplement include: The entire UCC text and comments, including Revised Articles 1 and 9 definitional cross-references and collateral index restored to Revised Article 9, along with new comment cross-references definitional and comment cross-references in Article 3 and 4 as recently revised

This thesis examines an abusive relationship I had that lasted three and a half years. I''ve outlined why I was vulnerable to such a relationship---my parents'' marriage experiencing serious trouble; a car wreck that temporarily put me in a wheelchair; the rejection of the boyfriend who caused the wreck; and an overall need for love and stability. Craig, the abusive boyfriend, was older, and initially charming and loving. He also came from a devout churchgoing family, which both intimidated and enthralled me because my own family did not attend church. I decided if I could just become a "good Christian woman," I could have a perfect life and marriage. At first Craig seemed a perfect mate, but then he gradually became very controlling, and ultimately verbally and emotionally abusive. I''ve attempted to show both why I stayed for so long, and why I eventually left our relationship.

This article draws upon data from a large empirical study of business bankruptcy cases to cast serious doubt upon two of the fundamental premises required to support claims that bankruptcy law should be replaced by default procedures established by contract. A number of proposals have been made to privatize the bankruptcy process by contract. The proponents of these contractualist approaches assume that default structures bargained in the marketplace will reduce transaction costs and improve post-default outcomes. Although these proposals necessarily affect materially the interests of third parties, their proponents suggest devices that are claimed to make that process efficient and non-redistributive. One premise underlying a contractual approach is that third parties can adjust their prices and terms to account for the effects of the proposed bankruptcy contracts. Prior scholarship has cast doubt on this premise by identifying categories of involuntary and maladjusting creditors who could not make such adjustments. This article for the first time quantifies that critique, showing that in most business bankruptcies there are many such involuntary or maladjusting creditors. Second, contractual theories necessarily assume that many or most business bankruptcies involve relatively few claims, because numerous claims, especially small ones, would impose transaction costs that are substantial enough to make individual negotiation or even unilateral adjustment by each creditor impossible. In fact, the data reveal that the typical business bankruptcy case presents many claims that are too small to be adjusting. These data demonstrate that a contractualist system will likely produce substantial inefficiencies, including a redistribution of wealth to the parties to the proposed bankruptcy contracts. The data support the superiority of a model of bankruptcy law that provides a non-waivable, collective infrastructure for the resolution of a multiparty economic problem.

Comprehensive Commercial Law, 2004 Statutory Supplement covers the most recent statutory developments in all fundamental areas of commercial law. Features of this Supplement include: entire UCC text and comments, including Revised Articles 1 & 9 Definitional Cross-References and the Collateral Index restored to Revised Article 9, along with new Comment Cross-References Definitional and Comment Cross-References in Articles 3 and 4 as recently revised

Comprehensive Commercial Law, 2004 Statutory Supplement covers the most recent statutory developments in all fundamental areas of commercial law.

Always the most teachable of Bankruptcy casebooks, now the most current as well, The Law of Debtors and Creditors: Text, Cases, and Problems, Fourth Edition, Is the perfect vehicle for a practical, realistic, and up-to-date course. Proven effective through years of classroom use, The Law of Debtors and Creditors offers: 45 teachable problem sets, containing realistic questions a lawyer considers in confronting the statutory provisions for a bankruptcy case explanatory text, For stronger student comprehension and more effective teaching a functional organization that parallels the way a bankruptcy case unfolds an overarching ''mega-problem'' (involving a debtor and his closely held corporation) running throughout the book, To put facts in context and to illustrate how doctrine is applied to find solutions for a client separate, distinct coverage of consumer and business bankruptcy, tackling the more familiar consumer issues first impeccable scholarship from its nationally recognized authors In this edition -- a wide range of new and updated material, including: the latest developments on ''asset protection'' through self-settled trusts and off-shore asset havens: more coverage of business liquidation materials coverage of a host of new environmental and post-confirmation issues in Chapter 11, including the wonderland of litigation trusts a new international section reflecting recent developments in this rapidly growing field discussion of theories of bankruptcy

''The systems approach we employ in this book looks at more than just law. Law is one of many elements that together constitute the secured credit system. To teach the law without teaching the system in which it is embedded would deprive the law of much of its meaning and make it more difficult to understand.'' - Lynn LoPucki and Elizabeth Warren Fully incorporating the new Article 9 of the UCC, this substantially revised edition of the groundbreaking text continues to simplify the conceptually complex policies of the secured credit system with an innovative systems approach. By exploring secured transactions and investment securities in a series of assignments and problems, students are empowered to focus on secured transactions as one aspect of a larger system - thus facilitating learning and comprehension of the material. What makes this casebook stand out from the rest? Expert authorship - renowned authors Lynn LoPucki and Elizabeth Warren draw on their years of legal scholarship and teaching excellence to refine and extend their systems approach Uses the author''s unique and innovative systems approach - treating secured credit as a system with subsystems that work together to accomplish the system''s principal goal A combination of traditional application and open-ended theoretical problems are presented in the order of difficulty - with the most difficult problems focusing on an actual practice setting to enhance student learning Each assignment is appropriate for a 50-60 minute class, contains carefully-selected problems that involve students in case strategy and planning, and includes all the information needed to answer the problems New To The Third Edition: Incorporates the new Article 9 (Secured Transactions of the UCC throughout the entire text Updated cases and problems reflect recent legal trends and developments A thoroughly revised Teacher''s Manual in every chapter

Bankruptcy in America is a booming business, with hundreds of thousands of ordinary Americans filing for bankruptcy each year. Is this dramatic growth a result of mushrooming debt or does it reflect a moral decline that permits the middle class to evade their debts? As We Forgive Our Debtors addresses these questions with hard empirical data drawn from bankruptcy court filings. The authors of this multidisciplinary study describe the law and the statistics in clear, nontechnical language, combining a thorough statistical description of the social and economic position of consumer bankrupts with human portraits of the debtors and creditors whose journeys have ended in bankruptcy court. Book jacket.

Discusses the habits of baby animals & their relationship to their mothers.

Now in its fifth edition, this text continues to provide understandable presentations of abstract sociological issues. The authors present the essentials of sociology clearly, and the bulk of the text has been revised to reflect recent research and critical topics.