Best Selling Books by Dave Ramsey

IT''S NEVER TOO EARLY TO TEACH YOUR KIDS ABOUT MONEY How soon should you be having money conversations with your kids? As soon as possible! And the easiest way to do that is through entertaining stories. That''s why Dave Ramsey created the Junior''s Adventures Storytime Collection. In these six exciting adventures, Junior, Maddie, Billy and Rachel experience unforgettable life lessons and learn how to win with money. The stories include: * The Super Red Racer: The Reward of Working - Junior wants a bike but doesn''t have the money to buy it so he learns the value of hard work by earning his own money. * The Big Payoff: The Value of Integrity - Junior and his friends find $200 on the ground. Watch as they learn do what''s right, even when it''s hard. * Battle of the Chores: The Dangers of Debt - Junior borrows money from his sister and has to pay her back which is no fun at all. * My Fantastic Field Trip: The Importance of Saving - As the class goes on a field trip, they learn the value of planning for big expenses and unexpected emergencies. * Careless at the Carnival: The Guide to Spending - See how a day at the carnival taught Junior and his friends how to spend their money wisely. * The Big Birthday Surprise: The Joy of Giving - Find out what Junior''s big birthday surprise is and how he learns about giving on his special day. Through humor and colorful storytelling, your kids will learn how to win with money which will help them long after they have grown up.

El experto en finanzas Dave Ramsey ofrece un práctico e inspirador plan de acción para alcanzar una óptima situación económica en la vida. Contra un telón de fondo de terminología de condición física, Dave nos ofrece convincentes e impactantes consejos para alcanzar nuestras metas. Un plan integral para salir de deudas y lograr estabilidad económica.

¿Quieres elaborar un presupuesto que realmente funcione para ti? ¿Estás preparado para transformar tu relación con el dinero? Este best seller del New York Times ha ayudado a millones de personas como tú a desarrollar hábitos cotidianos de ahorro con la ayuda del experto en finanzas personales favorito de Estados Unidos, Dave Ramsey. A estas alturas, ya has oído hablar de todos los esquemas absurdos para hacerse rico rápidamente y de las modas de dietas fiscales que te dejan con un montón de ideas extravagantes, pero ni un céntimo en el bolsillo. Si estás cansado de las mentiras y harto de falsas promesas, Dave está aquí para proporcionarte ayuda práctica y a largo plazo. Esta edición actualizada y ampliada es el plan de juego más sencillo y directo para cambiar por completo tus finanzas y, lo mejor de todo, estos principios se basan en resultados, no en fantasías. Este es el cambio financiero que estabas buscando. Este libro te dará las herramientas y el estímulo que necesitas para: Diseñar un plan infalible para saldar todas tus deudas, desde el auto hasta la casa y todo lo demás, utilizando el método de deudas de la bola de nieve. Romper con los malos hábitos y hacer cambios duraderos en tu relación con el dinero Reconocer los 10 mitos más peligrosos sobre el dinero Reservar dinero suficiente para gastos imprevistos y emergencias Ahorrar suficiente dinero para tu jubilación ¡Vive como nadie, para que luego puedas VIVIR (y DAR) como nadie! Esta edición incluye nuevo contenido que te ayudará a abordar conflictos matrimoniales, deudas universitarias y mucho más. Cada ejemplar incluye nuevos recursos al final del libro para convertir la transformación total de su dinero en tu nueva realidad. The Total Money Makeover Updated and Expanded Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America''s favorite personal finance expert, Dave Ramsey. By now, you''ve already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you''re tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. This updated edition is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you''ve been looking for. This book will give you the tools and the encouragement you need to: Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball method Break bad habits and make lasting changes when it comes to your relationship with money Recognize the 10 most dangerous money myths Set aside enough money to pay for unexpected expenses and emergencies Save enough money for your retirement Live like no one else, so later you can LIVE (and GIVE) like no one else! This edition includes new content that will help you tackle marriage conflict, college debt, and so much more. Each copy also includes brand new back-of-the-book resources to help you make Total Money Makeover your new reality.

¡El best seller del New York Times! ¡Más de cinco millones de copias vendidas! Usted PUEDE tomar control de su dinero. Fortalezca sus músculos financieros con el entrenador monetario favorito de Estados Unidos. Bien, amigo, ¿quieres convertir esos gastos gordos y flácidos en un presupuesto bien tonificado? ¿Quieres transformar tus pequeñas y tristes cuentas bancarias en cajeros automáticos con mucho dinero? Aquí está la respuesta. Hay una forma segura de poner en forma tus finanzas, y es con La transformación total de su dinero: Edición clásica. A estas alturas, has escuchado todos los sistemas de cómo hacerse rico rápido. Sabes sobre la última dieta fiscal de moda que deja muchas ideas extravagantes, pero sin un centavo en el bolsillo. Si estás cansado de las mentiras y cansado de las falsas promesas, échale un vistazo a esto: es el plan de juego más simple y directo para cambiar completamente tus hábitos en el uso de dinero. Este se basa en resultados, no en ficción. Con La Tansformación total de su dinero: Edición clásica, podrás: Diseñar un plan seguro para pagar todas las deudas - automóviles, casas, todo. Aprende a reconocer los 10 mitos del dinero más peligrosos (estos te matarán) ¡Garantiza tener ahorros para emergencias y tu jubilación! Incluye nuevos cuadros de las "Diatribas de Dave" ampliadas que abordan conflictos matrimoniales, deudas universitarias y más. Con formas completamente nuevas y recursos al final del libro para hacer La transformación total de su dinero una realidad. Total Money Makeover: Classic Edition New York Times bestseller! More than Five million copies sold! You CAN take control of your money. Build up your money muscles with America''s favorite finance coach. Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There''s one sure way to whip your finances into shape, and that''s with The Total Money Makeover: Classic Edition. By now, you''ve heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you''re tired of the lies and sick of the false promises, take a look at this--it''s the simplest, most straightforward game plan for completely making over your money habits. And it''s based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition, you''ll be able to: Design a sure-fire plan for paying off all debt--meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement!

El anfitrin̤ de radio Dave Ramsey explica cm̤o salir de deuda y desarrollar una forma de vida fiscal sensible, discutiendo hipotecas, los prštamos y los arriendos de coche, los prštamos de estudiante, seguro de vida, las emergencias, y otros asuntos relacionados y las cartas proporcionando y las hojas del trabajo, los estudios de caso numerosos, y la direccin̤ Biblia-basada.

En el bestseller de Dave, descubrir?s las lecciones que aprendi? de la manera dif?cil, y no s?lo entiende lo que debe hacer, pero por qu? es tan importante tomar el control de su dinero y su vida.

This simple way to manage your household income and expenses includes a stylish cover, coin purse, places for your checkbook and check register, memo pad, debit card holders, and extra cash-management envelopes.

This quick and simple, question and answer book is the perfect resource for equipping individuals with key information about everyday money matters. Questions and answers deal with 100+ of the most-asked questions from The Dave Ramsey Show-everything from budget planning to retirement planning or personal buying matters, to saving for college and charitable giving. This is Dave in his most popular format-ask a specific question, get a specific answer.

"Dave Ramsey instructs couples how to work together as a team, gives singles some practical tips for financial accountability, and shows parents how to teach their children about money from a young age"--Container

In Build a Business You Love, #1 New York Times bestselling author and Ramsey Solutions Founder and CEO, Dave Ramsey breaks down the system that took his business from a card table in his living room to a $250 million operation. Business leaders face all kinds of challenges and fears as they work to grow their business. Dave Ramsey gets it--because he''s been there. Over the past 30 years, he and his team have taken some right (and plenty of wrong) turns as they worked to build his one-man financial counseling business into Ramsey Solutions, a $250 million company with over 1,000 team members. Now, Dave is sharing what he''s learned from walking through three decades of business growth--so you can grow your business faster with fewer missteps. In Build a Business You Love, Dave lays out the EntreLeadership System, the road map that takes the guesswork out of growth for business owners like you. Because after more than a decade of helping leaders grow their businesses--and through direct experience with his own company--Dave has found that there are five distinct stages of growth every business has to conquer to reach its potential: Stage 1: Treadmill Operator Stage 2: Pathfinder Stage 3: Trailblazer Stage 4: Peak Performer Stage 5: Legacy Builder Throughout the book, Dave breaks down each of the stages and their unique challenges in detail to help you solve the right problems, at the right time, in the right way. You''ll learn how to navigate everything business ownership throws at you--from hiring the right people, to finding and training leaders, to creating and operating a budget, to nailing down strategic plans that get results, and more. Build a Business You Love is the essential guide for business owners who want to grow their business the right way and leave a legacy they''re proud of.

New York Times best-selling author Dave Ramsey is here to make the world a weirder place. Priceless offers hope for the financially challenged, plus advice for not getting into trouble in the first place. Dave uses straight talk, down-to-earth humor, and quotes from his Rolodex so that anyone?student, professional, or grandma?can learn the wisdom of being weird.

# O autor é uma das maiores vozes na área de negócios e finanças dos Estados Unidos. Seu programa de rádio tem mais de 4,5 milhões de ouvintes por semana. # Quatro dos seus livros, incluindo este, são best-sellers do The New York Times. # Dave Ramsey é um exemplo na prática para gestores e empresários. Criou uma empresa, faliu, conseguiu se reerguer e hoje possui um império. Com base nessas experiências, escreveu este guia. # Conteúdo extra disponível. Você tem uma ideia? Aprenda com Dave Ramsey a transformá-la em meta. Os seus líderes são corajosos ou indecisos? Estão servindo a uma equipe motivada ou simplesmente administrando os funcionários? São valorizados? Seja a referência para o crescimento da sua empresa. Quanto você cresceu nos últimos três anos? Dave Ramsey abre o seu consagrado guia prático de administração e negócios – que mostra passo a passo – como fazer sua empresa e você crescerem na mesma proporção.

理財之前,要先理人, 誠實面對花費過多、儲蓄過少的天性。 從破產、到財務自由、到成為千萬人追隨的理財專家, 教你擊退習於漏財的自己, 打造經濟衰退、也能微笑面對的收入流。

Simplified Chinese edition of The Total Money Makeover: A Proven Plan for Financial Fitness by Dave Ramsey. This New York Times bestseller has stayed on top of charts since its publication in December 2009, because of the Radio talk show host''s common sense approach to managing not just one''s money, but one''s life. In Simplified Chinese. Distributed by Tsai Fong Books, Inc.

◎理財節目每周超過1,800萬聽眾，書籍累積銷量超過2,000萬本 ◎30年來，美國人最信任理財專家之一，打造近千萬人奉行的致富法 越忙越窮、帳單永遠付不完？何時可進場？投資方法安全嗎？ 不管過去財務狀況有多糟，沒有好學歷、好薪水、富爸爸， 只要掌握本書的思維和策略，就可以擺脫月光族、青貧族、貸款債務， 精準快速達標，從一無所有變身有錢人！ ◎翻轉數百萬人的財務困境，帶你打造0債務、富裕安穩退休的生活： — 萬名富人訪談，歸納大眾皆可仿效的生活方式、理財風格、日常習慣。 — 設定短期和長期策略，培養專注心態，一次一小步，一次實現一個目標。 — 不只脫債，更要穩健累積財富，列舉普通大眾的真實致富經歷。 — 存足子女教育基金，教養子女成為理財高手。 作者年輕時曾賺進千萬卻很快破產，重新學習管理金錢，以「嬰兒學步致富法」再度致富，這一套反覆測試與實證的理財法，過去30年來指導數百萬人管理金錢、儲蓄、投資，建立其夢寐以求的人生。 ◎有錢人都在做這些事，無須花俏理財花招，人人都可以實踐 本書研究超過1萬名千萬富翁，分析富人特有的行為和心態，打破一般人對於有錢人的迷思，用數據證明最有效的致富之道。無論是沒有遺產可繼承的普通人、背負卡債和學貸的上班族、失婚且罹癌的單親媽媽、因財務問題鬧到快離婚的夫妻、起薪不高且40多歲才開始理財的工程師，都藉由作者提供的「嬰兒學步致富法」七大步驟，跨越財務障礙，安穩抵達致富終點。 ◎步驟1 準備緊急儲備基金：人生總有突發事件，只要活著就遲早會遇到壞事，需要有一把保護傘。 ◎步驟2 清償房貸之外的債務：最強大的財富累積工具就是本業收入，不再把錢拿去繳信用卡帳單、學貸和車貸，才會有閒錢投資。 ◎步驟3 建立充足的緊急儲備基金：運用於緊急手術、失業或汽車房屋維修等，避免又再次陷入債務困境。 ◎步驟4 長期投資：富人只是普通的投資人，固定每個月、每年或每十年進行投資，能承受短期波動，不會計算市場時機或聽信股市名嘴意見。 ◎步驟5 存妥兒女的學費：無法保證孩子必定會上大學或順利畢業，但自己一定會退休，在不犧牲退休金的前提下，不用學貸也可取得學位。 ◎步驟6 節省利息，盡早還清房貸：67% 富人在12年內還清貸款，只要有機會就多還一點，可節省高額利息。 ◎步驟7 過好沒有債務的人生。 好評推薦 雷浩斯｜價值投資者／財經作家 詹璇依｜財經主播／財經作家 林小印｜整理鍊金術師 很多人一定會想：做好財務規劃，會不會很困難？本書的「嬰兒學步致富法」，正是一開始就讓你像嬰兒一樣，一步一步打好基礎。你可能必須要忍受一些償還貸款的痛苦，以及延遲享樂，但是這些都會有回報，而且這個方式最大的優勢就是每個人都學得會，每個人都能做到，你不必是個天才，你也能夠學會這套方法。——價值投資者／ 財經作家 雷浩斯 作者一步步教導理財小白成為平民千萬富翁，我很認同他的步驟跟理念。更重要的一件事，作者直接點醒大眾，真的不要以為自己開始理財之後就會成為巴菲特等富豪。我們可以透過理財，拿回人生的主導權。當你開始投資理財，如同嬰兒學步，步步向前、穩穩前進，最終將長大成為昂首闊步，有姿態、有生活、有財富的大人！——財經主播 詹璇依 超過2,000位亞馬遜讀者好評 本書真的必須入手！書中有「一般人」就可以執行的明智理財行為和策略，各行各業都可以利用這套方法致富。雖然我最後還是有按照他的計畫，但先前嘗試了錯誤，學到不少慘痛教訓，假如我早點知道作者的策略，想必可以節省很多時間和精力。我已預先替孩子們買了好幾本起來，幫助他們在起跑點就有完善的致富計畫。本書涵蓋的理財資訊十分重要，務必要拿來幫助親朋好友。——亞馬遜讀者 皮取 本書一針見血說明對許多人都有效的致富方法，以一則則真實故事為例，鼓勵讀者藉由小小的改變，時而如短程衝刺、時而如長程馬拉松，就有機會實現千萬富翁的目標。——亞馬遜讀者 奈森 我在2017年狂聽作者的廣播節目，讓自己擺脫了月光族的生活，本書則是說明了一切的底層邏輯。作者行文簡潔明瞭、善於類比，透過故事來教導重要原則。身為擁有博士學位的讀者，我非常欣賞他們抱持嚴謹的態度，針對千萬富翁進行質化和量化研究。——亞馬遜讀者 施韋策

Todo lo que siempre quiso saber sobre cómo montar y hacer prosperar un negocio...cuando no tiene a quien consultar Su compañía solo será tan fuerte como sus líderes. Son ellos, esos hombres y esas mujeres, quienes pelean la batalla cotidiana bajo la bandera que constituye su identidad. ¿Son valientes o indecisos? ¿Dirigen a un equipo motivado o se limitan solo a manejar empleados? ¿Se les valora? Su equipo no puede prosperar más allá de su capacidad, lo que me hace pensar en otra pregunta: ¿Estamos creciendo, prosperando? No importa si hoy se encuentra en el escritorio como gerente ejecutivo o en un cubículo como gerente de mandos medios o ante una mesa de juego en la sala de su casa que por el momento constituye su nueva empresa…Este libro le servirá de guía práctica para conducir su empresa, paso a paso, a donde la quiera llevar. Estamos hablando de la vida real. Así es cómo en verdad funcionan los negocios. Se trata de un tesoro de principios que han sido puestos a prueba desde las trincheras a lo largo de más de veinte años y que le servirán para que lidere con confianza y seguridad.

In The Big Birthday Surprise, Junior learns about giving. This story teaches children about the many ways to give to others, not only with their money but also with their time.

Dave Ramsey shows you the credit lies by debunking 15 of the most comment debt myths. From car loans to mortgages to borrowing money from a friend, Dave explains how debt works and how it robs you of your financial peace. Then, he lays out a plan for walking out of debt with confidence so you can dump your debt once and for all.

Respected financial expert Dave Ramsey offers teens a comprehensive plan for avoiding debt and achieving financial health. Against a playful backdrop of fitness terminology, Dave gives solid, hard-hitting advice needed to make your goals a reality. Filled with both the "hope" and the "how-to," The Total Money Training Plan includes: Useful worksheets and forms Readable and informative charts and graphs The four factors that keep people from getting in shape financially The Total Money Training Plan is a necessity for young adults in need of a financial makeover. Readers will learn to live by the The Total Money Training Plan motto: "If you will live like no one else, later you can live like no one else."

It''s time for the Carnival! Junior and Billy saved their money and divided it so as not to spend it all at once. However, the charms of a young girl overcome their good financial sense, and they spend all their money on games.

"There is a movement of women stepping into their God-given gifts to make money doing what they love. If you''re ready to join them, this is your handbook that will take the ideas in your head and the dream in your heart and turn them into action."--Amazon.com.

The Coordinator guide provides guidance and resources for leading a Financial Peace University class. The nine-week course presents practical, biblical steps for handling money. Participants learn how to walk out of debt, build significant savings, and leave a lasting legacy of generous giving for family, church and community.

This workbook is designed to be used with Dave Ramsey''s Financial Peace University DVD course, and covers 13 different lessons in personal finance, such as how to get out of debt, retirement planning, real estate purchases, relating to money, and saving for college.

Consumable workbook designed to accompany a class taught by Dave Ramsey via DVD.